Our customer base is mainly made up of Property Investors with various types of strategies. These strategies may include a property development, buy and hold, flip, or just add value.
We work on 5–10-year plans to ensure that the lender recommended today meets your needs for years to come.
Our primary focus is to work with our clients and help build their property portfolios in both residential and commercial properties.
Some of these obstacles can include “servicing walls”, “deposit walls” and “policy walls”.
As an example, a client may want to develop their property in 2 years’ time and build 3 dwellings on the property.
They are also looking for the cheapest rate.
The most suitable rate at the time may be a particular lender however that lender may not allow for a 3-unit development on a single site with an 80% LVR. Therefore, the most suitable lender that handles 3 units on a single title at 80% may be another lender whose rate is higher than the previous lender.
Choosing the wrong lender can mean costly exit and entry fees.
Our difference is that our focus is not necessarily the interest rate (since variable rates are consistently moving). Our focus is structuring loans correctly to ensure that you maximise your tax deductibility.
Should you require any further information or have questions you would like answered please feel free to call us directly on
Multi-unit (Construction of 3 or more dwellings) development can be financed under either Residential Finance or Commercial Finance. Each of these methods of finance has very different criteria, processes, benefits, disadvantages and of course costs. Here are a few differences between the two: Costs – this includes. but not limited...
Case Study – Strategy on accessing equity and debt recycling. Strategic Points Discussed: Cross Securitisation – accessing equity. Debt recycling Overview John and Jane have an owner-occupied property valued at $1,500,000 and they have an existing loan of $700,000 against this property. There is a further $100,000 in their offset...
